Paid Ads · Fintech

Paid Acquisition for Fintech

FCA-authorised fintech paid acquisition operates under financial promotions rules, platform certification requirements, and creative constraints that apply specifically to regulated financial products. Specialist paid acquisition for fintech brands where compliance is part of every campaign decision.

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What I Do

FCA-compliant paid acquisition for regulated fintech.

Three disciplines that apply specifically to FCA-authorised fintech paid acquisition — built around the financial promotions compliance framework, product-category-specific platform certification, and attribution that connects paid spend to commercial outcomes.

01

FCA-Compliant Paid Creative

FCA financial promotions rules apply to all paid ad creative for authorised fintech products — restrictions on performance claims, required risk warnings, prohibited comparative statements, and promotional framing constraints. Every ad concept, copy variation, and landing page is reviewed against FCA financial promotions requirements before budget is committed. Non-compliant creative is regulatory risk deployed at paid acquisition scale.

02

Platform Certification for Fintech

Google, Meta, and other platforms require specific financial services certification for regulated fintech product advertising, with requirements that differ by product category — lending, investment, payment, insurance. Campaign architecture is built around the current certification requirements for the specific fintech product category, not generic financial services certification that may not cover the actual product being advertised.

03

Fintech Acquisition Attribution

Fintech paid acquisition attribution requires connecting ad platform data to product onboarding completion and activated user status — the commercial outcomes that matter, not the platform-reported conversion event. We build the attribution framework that bridges paid spend data and product analytics, enabling optimisation against the metrics that fintech commercial teams report against.

Why Specialist

What a generic paid agency misses for fintech.

Generic paid agencies produce fintech campaigns without FCA financial promotions review, without the correct product-category platform certification, and without attribution that reaches the commercial outcomes that regulated fintech businesses report against. The consequences appear at different stages — compliance exposure immediately, account disruption at first policy review, and attribution gaps in every campaign performance discussion.

  • Generic agencies produce paid creative for fintech without FCA financial promotions review. The resulting creative — performance claims, returns references, unsubstantiated comparative statements — is regulatory risk deployed at paid acquisition scale. FCA enforcement of financial promotions rules extends to paid digital advertising.
  • Platform certification requirements differ by fintech product category in ways generic agencies don't know. A lending fintech and a payment fintech have different certification requirements on Google and Meta. Using the wrong certification structure creates compliance risk and campaign disruption at the account level.
  • Generic agencies optimise fintech paid campaigns toward platform-reported conversions. For regulated fintech products, the commercial outcome that matters is activated users or revenue-generating customers — which requires attribution that bridges ad platform data and product analytics, not just platform conversion tracking.
  • FCA financial promotions constraints shape what's achievable in fintech paid acquisition. Experienced fintech CMOs understand this as the operating framework. Generic agencies interpret the same constraints as creative limitations — producing campaigns that either violate the rules or underperform within them.

Ready to build FCA-compliant paid acquisition
for your fintech brand?

Book a discovery call to discuss your fintech brand's current paid setup, FCA financial promotions constraints, and what specialist compliant paid acquisition looks like for your specific product category.

Book a Discovery Call →